Bank & RBI Coordination
Speak to your AD bank and RBI in the language they respond to.
AD-bank query gone three rounds with no closure. FEMA compounding notice on the table. Caution-list warning issued. Once a file crosses from your finance team's inbox to a regulator's, it needs someone who has been on both sides, calm, senior, and known to the desk.
20-min call · Fixed-scope quote · Response within 1 business day
Why regulator files get stuck
A bank or RBI file rarely fails on merit, it fails on format, timing and follow-through.
Format mismatch
AD-bank desks and RBI offices accept files only in their exact format, not the exporter's version.
Clock missed
Every regulator query has a clock, and a missed reply resets the file at the back of the queue.
Wrong channel
A representation filed to the wrong desk sits for months before it's routed correctly.
Escalation gap
Without a senior escalation, mid-desk queries loop indefinitely without a decision.
Precedent blindness
Without knowing what's been decided in similar files, exporters argue the wrong angle.
The Fintrado engagement
On the ground, on the file
A senior banking practitioner on your file, from first query to written closure.
No juniors. No handoffs. The person who used to sit on the regulator's side is the same person representing your file, in the format, tone and escalation path that actually moves it.
AD-bank trade and forex desk representation, end-to-end
RBI regional office representation for FEMA compounding, caution list, escalations
Purpose-code, remittance and EDPMS/IDPMS query resolution
Written representations, evidence packs and file notes in regulator-accepted format
Direct escalation to bank and RBI senior officers where needed
Closure confirmation and evidence pack for your compliance file
How the coordination works
Four steps. Clear timelines. One person accountable.
Diagnose
We read the file, the correspondence and the underlying transaction pack, and diagnose why it's stuck.
Position
We choose the right desk, the right escalation and the right precedent, before we write a single letter.
Represent
Written representations filed in the regulator's format, plus direct meetings where the file needs them.
Close
Written confirmation obtained, file marked closed, evidence pack delivered for the compliance folder.
Who this is for
Built for files that have already escalated past your finance team.
Exporters facing FEMA compounding or caution-list warnings
Businesses with AD-bank queries that have gone three rounds without closure
CFOs handling RBI regional office letters, inspections or SCN
Groups preparing for an audit, listing or funding round with open bank/RBI queries
Led by a senior banking practitioner who has been on the regulator's side, the same side that raises the queries you're trying to close.
The position
What we did
- Read the compounding notice line-by-line against FEMA precedents
- Reconstructed the underlying transaction trail
- Filed a formal compounding application in RBI-accepted format
- Represented the file at the RBI regional office in-person
- Argued the mitigating precedents and secured a nominal composition
- Delivered the closure order and full evidence pack to the board
The outcome
Next step
Bank or RBI file stuck? Send us the correspondence, we'll come back with a route within 1 business day.
No sales script. No junior on the call. A working review of your regulator file and a fixed-scope proposal to close it.
FAQ
Straight answers, from someone who's actually filed these.
Basics
Timelines
Documents you'll need
Process & engagement
Contact
Let's discuss your trade compliance.
Share a few details about your business and pending compliance items. You'll receive a confidential response within one business day.